Financial Inclusion
WHAT WE DO
Empowering communities and overcoming marginalization through financial inclusion.
Financial inclusion is more than access to financial services—it’s a pathway to hope, dignity, and the chance to transform lives. It’s about ensuring that everyone, no matter their socio-economic background or where they live, has the tools they need to build a better future: loans to kickstart dreams, savings to secure stability, and insurance to protect against life’s challenges. With financial inclusion, individuals gain the power to create sustainable livelihoods, lift their families, and break the cycle of generational poverty.
Through Opportunity International Canada’s programs, this vision becomes a reality. With microfinance, training, and savings groups, Opportunity reaches deeply into communities, opening doors for those who need it most, especially women entrepreneurs. Women in underserved communities gain not only access to capital but also the confidence and skills to build businesses, educate their children, and become pillars of change in their communities.
Imagine the ripple effect: a mother in Ghana starts a small business, supports her family, and inspires others in her village to take a leap toward their dreams. In Malawi, a smallholder farmer gains the means to expand her harvest, nourishing her community and creating opportunities for future generations. By empowering individuals in this way, Opportunity International fuels a movement of resilient, thriving communities that continue to grow stronger.
When you support financial inclusion, you’re investing in more than individual success—you’re helping to transform entire communities and building a world where everyone has the opportunity to rise, thrive, and inspire others.
Why fostering financial inclusion is important to ending poverty.
- Today, over 1.4 billion people, more than half of the global working adult population, lack access to financial services.
- This “unbanked” population faces barriers due to low income, lack of required documentation, and geographic limitations.
- 65% of unbanked adults live in developing countries.
- Women and girls represent more than half of those living in extreme poverty and disproportionately face significant barriers when it comes to access to financial services and training.
Our approach to fostering financial inclusion
Microfinance Solutions
Small, accessible loans allow clients—often women entrepreneurs—to start or expand small businesses. With these microloans, clients can generate a stable income and support their families, building resilience and economic growth within their communities.
Savings Groups
Savings groups empower individuals to save, borrow, and manage money in a safe, supportive environment. Members receive financial literacy training and develop essential skills like budgeting, planning, and group accountability. These groups play a critical role in providing a safety net, especially in areas where formal banking is not accessible.
Support for Women
Systemic barriers often prevent women from accessing financial services. Opportunity International Canada prioritizes removing these obstacles by providing women-specific resources, mentorship, and training that empower them to pursue financial independence.
Digital Financial Services
In many regions, technology bridges the gap in financial access. Mobile banking and digital payment solutions allow clients to conduct transactions securely, even in remote areas. Digital platforms also support financial education, increasing clients' financial confidence and independence.
Senayda's journey to empowerment.
“Other financial institutions would take one look at me and wouldn’t give me a loan. They wouldn’t consider my experience. Just my appearance would make them reject me.”
These are the words of Senayda, a local business owner in Honduras. When visiting with her and her husband, she shared how their dream was to own their own taxi, rather than renting it one from someone else. Now, because of the microloans she’s received, they own 2 taxis, renting one of them out to another driver and generating passive income for their family.
Senayda also provides various services to her community through a meal delivery service and other businesses she operates.
Only Opportunity International Canada’s partner in Honduras, was willing to loan her the funds needed to turn her dreams into a reality. “They didn’t care how I looked. They trusted me and gave me the loans I needed to build my business.” Now, Senayda is a thriving, successful businesswoman who empowered to build a better life for her family.